The loan shark who gave Ben money returns to visit Renee. The fact that the debt has been paid-in-full doesn't seem to matter. This slimy character wants more cash, but Renee refuses to be intimidated. Mike notices a light on at Renee's house while she's at the hospital with Ben. He finds the loan shark inside trashing the place. A brawl between the two men ends when Mike tosses the slimeball into the street. But we're pretty sure this scary hoodlum will be back.
After Karen nearly passes out, Gaby learns that her cancer has returned. That's why she doesn't want to patch things up with Roy. She wants to spare him from the pain that's ahead. Karen makes Gaby promise to keep her secret. That's a promise she can't keep once she hears how grateful Roy was for having the opportunity to have been there for his first wife when she was sick. Now he's going to do the same for Karen whether she wants him to or not. Of course, she does still want Roy by her side in good times and in bad.
Gaby decorates the house with tons of balloons and loads of streamers to welcome Carlos home. The situation with Karen has her not wanting to take him for granted anymore. Gaby is afraid that she wouldn't be able to make it if her hubby died before her. Carlos assures her that she would be just fine. After all, she's the bravest person he knows. She's his rock.